Read / Download Free Complete Study Material for Competitive Exams Like as IAS/PCS/ SSC-CGL/CDS/AFCAT/NDA/CPO/FCI/LDC/UDC/MTS/LIC/CPF/SBI/IBPS/PTET/CTET/PUNJAB JOBS/JAIIB/CAIIB etc || "In order to succeed, we must first believe that we can".
Saturday, 6 May 2017
Thursday, 23 February 2017
Monday, 13 February 2017
Complete SSC STUDY MATERIAL 2017
1.KIRAN’S SSC MATHEMATICS PDF.
PAGES -175 FILE SIZE – 89 MB
2.TMH – MATH HAND BOOK PDF.
3.ERROR DETECTION.
110 WORKED OUT EXAMPLES WITH DETAILS EXPLANATION
4.COMPANION TO INDIAN ECONOMY 2016 PDF.
5.101 SHORT CUTS IN QUANTITATIVE APTITUDE (CHAPTER WISE) PDF.
6.IDIOMS – PHRASES COMPLETE LIST PDF.
7.ONE WORD SUBSTITUTION – COMPLETE LIST PDF.
8.SSC -CGL 2016 GK DIGEST.
Important Words for SSC and SBI PO 2017
- Capture—पकड़ना, बंदी बनाना
- Cardinal—मूलभूत, प्रमुख
- Care—सावधानी, देखभाल, परवाह, रखवाली
- Care-taker—रखवाल, अवधायक
- Career—जीवन वृत्त, जीविका
- Carriage—गाडी, वाहन, सवारी डिब्बा, ढुलाई
- Carpet area—फर्शी क्षेत्र
- Carry out—कार्यान्वित करना, पालन करना, पूरा करना
- Cartage—गाडी भाड़ा, ढुलाई
- Case —मामला, विषय, प्रकरण, स्थिति
- Cash—नकद, रोकड़, नकदी, भुनाना
- Cash balance—रोकड़ शेष, रोकड़ बाकी
- Cash benefit—नकद हितलाभ
- Cash chest—तिजोरी
- Cash in transit policy —मार्गस्थ रोकड़
- Cash office—रोकड़ कार्यालय
- Cash remmitance—नकद प्रेषण
- Cashier—रोकड़िया, खजांची
- Cash in hand—हाथ रोकड़
- Cash memo—कैश मीमो, नकदी-रसीद
- Casing—खोल, आवरण
- Cast iron pipe—ढलवां लोहा पाइप
- Caste—जाति, वर्ण, वर्ग
- Casual—आकस्मिक, अनियत
- Casual labour—नैमित्तिक मजदूर, अनियत मजदूर
- Casual leave—आकस्मिक छुट्टी
- Casuality—दुर्घटना/हताहत
- Catalouge—सूचीपत्र, सूची
- Category—कोटि, वर्ग, श्रेणी
- Catchment area—आवाह क्षेत्र
- Catchy words—प्रतीक शब्द, आकर्षण शब्द
- Cause—कारण बनाना, उत्पन्न करना, प्रेरित करना
- Caution—सावधानी, चेतावनी, सावधान, खबरदार
- Caution money —अवधान द्रव्य
- Cease—समाप्त करना, बंद होना
- Ceiling(as of ‘price’)—अधिकतम सीमा, उच्चतम सीमा
- Cell—प्रकोष्ठ, कक्ष
- Celebrate—उत्सव मनाना, प्रशंसा करना
- Censure—परिनिन्दा, निंदा
- Census—गणना, जनगणना, संगणना
- Centage—विभागीय प्रभार, प्रतिशतता
- Cent per cent—शत-प्रतिशत
- Central—केन्द्रीय
- Central rules—केन्द्रीय नियम
- Centre —केन्द्र, मध्य
- Century—शताब्दी, शती, सदी
- Ccerebral—प्रमस्तिष्कीय
- Ceremony—धर्मक्रिया, समारोह, गृहकर्म
- Certain—कतिपय, निश्चित, कुछ
- Certificate—प्रमाणपत्र
- Certificate Box —प्रमाणपत्र बॉक्स
- Certification —प्रमाणन, प्रमाणीकरण
- Certify —प्रमाणित करना
- Cessation—समाप्ति
- Chairman—अध्यक्ष, सभापति
- Challan—चालान
- Challenge —चुनौती, आपत्ति
- Chamber—कक्ष, मंडल, चेम्बर
- Chance—सम्भावना, संयोग, अवसर
- Chain—जंजीर, श्रृंखला
- Change—परिवर्तन, बदलना
- Channel—माध्यम, सरणि, चैनल
- Chapter—अध्याय
- Character—चरित्र
- Character Assassination—चरित्र हनन
- Character Roll—चरित्र पंजी
- Charge—प्रभार, भार डालना, आरोप, दोषारोपण, चार्ज, खर्च, कार्यभार, धावा
- Charge-Report—कार्यभार रिपोर्ट
- Charge Sheet—आरोप पत्र,
- Charity—दान, खैरात
- Charter—भाड़े पर लेना, घोषणा पत्र
- Check—रोक, रोधन, पड़ताल, जांच, मिलान करना
- Cheque—चैक
- Chest—तिजोरी
- Chief—मुख्य, प्रमुख
- Chief Demanding Officer—मुख्य प्रत्यक्ष मांग अधिकारी
- Children Education Allowance—संतान शिक्षा भत्ता
- Cheap—सस्ता, सुलभ
- Choice—चुनाव, वरण, पसंद, रूचि, विकल्प
- Chemical Production—रासायनिक उत्पादन
- Chronic—जीर्ण, चिरकालिक
- Chronological Order—कालानुक्रम, कालक्रम
- Chunk—बड़ा (बहुत बड़ा वर्ग)
- Circle—वृत्त, चक्र, सर्किल, हलका, घेरा, अंचल
- Circular—परिपत्र, गश्ती चिट्ठी
- Circulation—परिचालन
- Circumstances—परिस्थितियां
- Citation—उद्धरण, प्रशस्ति
- City Compensatory Allowance—नगर प्रतिकर भत्ता
- Citizenship—नागरिकता
- Civil Case—दीवानी मुकदमा
- Civil Court—दीवानी न्यायलय/कचहरी
- Civil List—नागरिक सूची
- Civil Prison—नागरिक कारागार, असैनिक बन्दीगृह
- Civil Service—सिविल सेवा
- Civil Supplies—नागरिक पूर्ति
- Claim—दावा, दावा करना
- Claimant—दावेदार, दावी
- Clarification—स्पष्ट करना, स्पष्टीकरण
- Class—वर्ग, श्रेणी, दर्जा, कक्षा
- Class of establishment—स्थापना वर्ग
- Classification—वर्गीकरण
- Classification of Stores—सामान का वर्गीकरण
- Classified—वर्गीकृत
- Clause —खण्ड
- Clear— स्पष्ट, साफ़
- Clearance —समाशोधन (बैंकिंग), निकासी, अनुमति
- Clear Day—पूरा दिन
- Clearing —समाशोधन, निकासी
- Clerical Error —लेखन अशुद्धि, त्रुटि, लिखाई की भूल
- Climate—जलवायु
- Client—ग्राहक, मुवक्किल
- Cliental—ग्राहकगण
- Clinic—निदानशाला
- Clockwise—दक्षिणा वर्त
- Closing Balance —अंत शेष, रोकड़ बाकी
- Closing date—अंतिम दिन
- Clue—सूत्र, संकेत
- Closure —समापन, समाप्ति
- CME Programme—सतत चिकित्सा शिक्षा कार्यक्रम
- Code —संहिता, कोड, संकेत, कूट
- Code Nos.—कोड संख्या, कूट संख्या
- Codewords—संकेत शब्द, कूट शब्द
- Codification—संहिताकरण, वर्गीकरण
- Codify —संहिताबद्ध करना, वर्गीकृत करना INSTA@SANJAY_UTTAM
- Coercive—अवपीड़क
- Coercion—प्रपीड़न, बलप्रयोग, जोर-जबरदस्ती
- Cognizable—संज्ञेय
- Coherence—सुसंगति, संबद्धता
- Coin—सिक्का
- Coincidence—संयोग, सम्पात
- Collaboration—सहयोग
- Collate—मिलाना
- Colleague—सहयोगी, सहकर्मी
- Collection—संग्रह, संग्रहण, इकठ्ठा करना, वसूली
- Collection Charges—वसूली प्रभार, संग्रहण प्रभार
- Collectively —सामूहिक रूप से
- Collective Insurance —सामूहिक बीमा
- Collector—समाहर्ता, कलेक्टर
- Collectively responsible—सामूहिक रूप
Thursday, 9 February 2017
Monday, 6 February 2017
Saturday, 4 February 2017
Thursday, 2 February 2017
How to Become Income Tax Inspector
SSC CGL Online Application 2017
Looking for SSC CGL 2017 NOTIFICATION and Online Application form, so here we have latest updates of SSC CGL 2017.Apply online for SSC CGL 2017. SSC CGL Online Application form and online Registration on ssc.nic.in Keep visit this page for further updates.
Important Dates for SSC CGL 2017
|
1) Announcement of Notification : 11th March, 2017
2) Closing Date of CGL Online application: 15th April, 2017
3) Date of SSC CGL Tier-1 Exam: 19th June to 2nd July, 2017
Education Qualification
Applicants must hold graduation degree from recognised university to apply for SSC CGL 2017.
Age Limit
Candidate age should not below 18 yrs and not more than 30year. Check Here Compelete Eligibility Criteria for SSC CGL 2017.
Selection Process
Selection of candidates will be on the basis of written test and personal interview.
SSC conduct FOUR tier of exam which is Tier I and Tier II AND DESCRIPTIVE Paper. Applicants those qualify the Tier I exam will be eligible to give Tier II exam and qualified candidates in Tier II will be called for Personal Interview.
Application Fees
- General and OBC candidates have to pay 100/-
- SC, ST, PWD and women do not need to pay any fee.
- Payment can be done via both online/offline modes. IN MY NEXT POST I WILL UPDATE COMPLETE DETAILS ABOUT HOW TO CRACK SSC CGL WITH RIGHT APPROACH AND TO THE POINT STUDY MATERIAL.STAY TUNED TO BLOG
Wednesday, 1 February 2017
Key points to note Union Budget 2017-18 !!!
Finance minister Arun Jaitley presented the Union Budget 2017-18 in the Lok Sabha today. Here are the highlights of the Union Budget:
1. India stands out as a bright spot amid world economic gloom.
2. Our focus will be on energising youth to reap benefits of growth and employment.
3. IMF estimates world GDP will grow by 3.4 per cent in 2017.
4. Oil prices, rising dollar and volatile commodity prices seen as risks to Indian economy.
5. India is seen as engine of global growth, have witnessed historic reform in last one year.
6. Demonetisation is a bold and decisive measure, for many decades tax evasion was a way of life for many.
7. Note ban is expected to have only a transient impact on economy.
8. I am reminded of what our father of the nation Mahatma Gandhi said: "A right cause never fails".
9. The pace of remonetisation has picked up.
10. Effects of demonetisation not expected to spill over to next year.
11. Budget preponement to February 1 will give sufficient time to departments to implement government schemes.
12. Our Budget agenda is - transform, energise and clean India - TEC India.
13. Our approach in preparing the Budget is to spend more on rural areas, infrastructure and poverty alleviation with fiscal prudence.
14. Agriculture sector is expected to grow at 4.6%, agriculture expenditure targeted at Rs 10 lakh crore.
15. 36% increase in FDI flow; forex reserves at $361 billion in January, which is enough to cover 12 months needs.
16. Allocation under MNREGA increased to 48,000 crore from Rs 38,500 crore. This is highest ever allocation.
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17. Total allocation for rural, agricultural and allied sectors for 2017-18 is Rs 187223 crore, which is 24% higher than last year.
18. One crore houses for poor by 2019.
19. Safe drinking water to cover 28,000 arsenic and Fluoride-affected habitations in the next four years.
20. 133-km road per day constructed under Pradhan Mantri Gram Sadak Yojana as against 73-km in 2011-14.
21. For senior citizens, Aadhar cards giving their health condition will be introduced.
22. Two new All India Institute of Medical Sciences(AIIMS) to be set up in Jharkhand and Gujarat.
23. 3500km railway lines to be put up.
24. Service charge on rail tickets booked through IRCTC to be withdrawn.
25. Rail safety fund with corpus of Rs 100,000 crore will be created over a period of five years.
26. 500 rail stations to be made differently abled-friendly by providing lifts and escalators.
27. A new metro rail policy will be announced, this will open up new jobs for our youth.
28. Foreign investment promotion board (FIPB) to be abolished.
29. Allocation for infrastructure stands at a record Rs 3,96,135 crore.
30. Government to set up strategic crude oil reserves in Odisha and Rajasthan.
31. 1.25 crore people have already adopted Bhim App for digital payments.
32. Aadhaar Pay- an app for merchants- to be launched' 20 lakh aadhaar-based POS by September 2017.
33. Government is considering introduction of new law to confiscate assets of offenders who escape the country.
34. Defence expenditure excluding pension at Rs 2.74 lakh crore.
35. Fiscal deficit for 2017-18 pegged at 3.2 percent of GDP.
36. Fiscal deficit target for next three years pegged at 3 percent.
37. India's tax-to GDP ratio is very low. We are largely a tax non compliance society, when too many people evade taxes burden falls on those who are honest.
38. Out of 3.7 crore who filed tax returns in 2015-16, only 24 lakh persons showed income above Rs 10 lakh.
39. Of 76 lakh individuals who reported income of over Rs 5 lakh, 56 lakh are salaried.
40. Small firms with turnover up to Rs 50 crore to pay 25% tax now, instead of 30%.
41. Black money SIT has suggested no cash transaction above Rs 3 lakh. The government has accepted this recommendation.
42. Maximum cash donation any party can receive will be Rs 2000 from one source.
43. Political parties will be entitled to receive donations by cheques or digital modes.
44. An amendment being proposed to RBI Act to enable the issuance of electoral bonds for political funding.
45. Jaitley reduces income tax rate from 10% to 5% for tax slab of Rs 250,000 to Rs 500,000.
46. Surcharge of 10% for those whose annual income is Rs 50 lakh to 1 crore.
47. 15% surcharge on incomes above Rs 1 crore to continue
Important points of Union Budget 2017-18
Important points of Union Budget 2017-18
Jaitley’s third budget (Union Budget 2016-17) marked a strategic shift by addressing rural distress and also hiking public investment in India’s woeful infrastructure by 22.5%. The government unveiled a fire-fighting budget on Monday that seeks to win back support among rural voters for Prime Minister Narendra Modi’s government and sustain growth against a grim global backdrop – all without borrowing more.
Following are the highlights of the Union Budget for 2016-2017 presented by Union Finance minister Arun Jaitley today.
1. Fiscal deficit target for next year at 3.5 percent of GDP, promising to deal with tax evaders firmly and raising the prices of cigarettes as well as cars.
2. Jaitley targeted a total of $130 billion in credit to farmers.
4. Allocation for rural sector – Rs 87,765 crore.
5. Committed to stable taxation regime. No more retrospective amendments.
6. No Service Tax for houses built under 60 square metres.
7. For first time in history more than 1 lakh crore is allocated to development of roads.
8. Rs. 1,060 crore revenue loss through direct tax proposals, and Rs. 20,670 crore revenue gain through indirect tax proposals. Revenue gain of Rs 19,600 crore in Union Budget 2016 proposals.
9. If you are someone will receive dividends in excess of 10 lakhs, such dividends will now will be taxed in the hands of the individual.
10. Clean energy cess increased from Rs 200/ton to 400/ton on coal, lignite and peat.
11. Government to infuse 250 billion rupees capital into state-run banks in 2016/17; will find resources for additional capital for banks if required.
12. Now you will get the benefit of the new dispute resolution scheme. You get the chance to undo a few things you might have done wrong. In short, you can pay what you owe and you won’t have to pay any penalty if tax is up to Rs 10 lakh.
13. Excise duty on tobacco increased by 10-15 per cent.
14. 4% high capacity tax for SUVs.
15. Government of India will pay contribution of 8.33% for of all new employees enrolling in EPFO for the first three years of their employment. Budget provision of Rs 1000 crore for this scheme.
16. The Union Budget introduced a surcharge rise to 15% for incomes over Rs 1 crore
17. National Pension Scheme: Those who are looking forward to investing in the National Pension Scheme, will now be able to withdraw upto 40% tax free at the time of their retirement.
18. Allocation for skill development – Rs 1804. crore.
19. Total investment in the road sector, including PMGSY allocation, would be Rs 97,000 crore during 2016-17.
Tuesday, 31 January 2017
Economic Survey 2015-16
On 26th February 2016, Finance minister Arun Jaitley tabled the Macro-Economic Survey 2015-16 in Parliament. The economic survey was prepared by the Chief Economic Advisor Arvind Subramanian.
- In accordance with survey, Indian economy is growing at a pace of 7-7.5% and it is expected to accelerate at 8% in the next couple of years.
- India’s macro-economy is sturdy and it is likely to be the fastest growing major economy in the world in 2016 as it shows an expansion from 7.2% in 2014-15 to 7.6% in current fiscal.
Before heading towards the other highlights lets us take a brief view on economic survey:
To showcase the ministry’s view on the annual economic development of the country, every year before the Union Budget, the economic survey is presented by Finance Ministry of India.
To showcase the ministry’s view on the annual economic development of the country, every year before the Union Budget, the economic survey is presented by Finance Ministry of India.
- Economic Survey summarizes the performance on major development programs and highlights the policy initiatives of the government and the prospects of the economy in the short to medium term.
- This document is presented to both houses of Parliament during the Budget Session.
Following are the highlights of the report:
Fiscal Deficit
- 2015 -16 fiscal deficits seen at 3.9% of GDP seems achievable
- 2016 – 17 expected to be challenging from fiscal point of view.
- Credibility and optimality argue for adhering to 3.5% of GDP fiscal deficit target.
Inflation
- CPI inflation seen around 4.5 to 5% in 2016 – 17.
- Confidence in price stability has improved and it is expected that RBI to meet 5% inflation target by March 2017.
- Prospect of lower oil prices over medium term likely to dampen inflationary expectations.
Current account deficit
- 2016 – 17 current account deficit seen around 1-1.5% of GDP.
Currency
- Rupee’s fair value can be achieved through monetary relaxation.
- India needs to prepare itself for a major currency readjustment in Asia.
- Gradual depreciation in rupee can be allowed if capital inflows are weak.
Taxes
- Proposes widening tax net from 5.5% of earning individuals to more than 20%.
- Tax revenue expected to be higher than budgeted levels in FY15 – 16.
- Favours review and phasing out of tax exemptions.
Banking & Corporate Sector
- Estimated capital requirement for banks likely around Rs 1.8 trillion by 2018 – 19.
- Corporate, bank balance sheets remain stretched, affecting prospects for reviving private investments.
- Underlying stressed assets in corporate sector must be sold or rehabilitated.
- Govt could sell off certain non-financial companies to infuse capital in state-run banks.
- Govt proposes to make available 700 bn rupees via budgetary allocations during current, succeeding years in banks.
India Ranks First in Milk Production
In accordance with the economic survey 2015-16, India ranks first in milk production, accounting for 18.5% of world production. It achieved an annual output of 146.3 million tons during 2014-15 as compared to 137.69 million tonnes during 2013-14 recording a growth of 6.26%.
In accordance with the economic survey 2015-16, India ranks first in milk production, accounting for 18.5% of world production. It achieved an annual output of 146.3 million tons during 2014-15 as compared to 137.69 million tonnes during 2013-14 recording a growth of 6.26%.
Questions Asked in IPPB Mains Exam (29 Jan 2017)
1. In USSD - U stands for - Unstructured Supplementary Service Data.
2. In EMI - E stands for - Equated
3. Christiano Ronaldo is associated with - Football
4. Gandhi stadium location - Jalandhar, Punjab
5. Maharana Pratap Dam located at -Himachal Pradesh
6. Asian Games 2018 will be hosted by which country - Indonesia
7. How much stake of govt. in India post payment Bank? - 100%
8. National ice skating championship held - Gurugram
9. Which day observed on 3rd March - World Wildlife Day
10. Which of the following banks has surrendered from opening Payment Bank? Tech Mahindra
11. Islamic Military Alliance to Fight Terrorism (IMAFT) headquarter - Riyadh, Saudi Arabia
12. The promoters of the payments bank should hold at least ____of its paid-up equity capital for the first five years from the commencement of its business. - 40 per cent
13. Ustad Bade Fateh Ali Khan passed away, was associated with which filed – Khyal vocalists
14. The Padhar dance is a folk dance of which state – Gujarat
15. Amman is the capital of – Jordan
16. Under which act RBI issues licences to banks - Section 22 of the Banking Regulation Act, 1949
17. Book titled – ‘Death Under the Deodars written by – Ruskin Bond
18. International kite festival held in which state – Gujarat
19. Committee formed for Modernizing the monetary policy framework is headed by – B N Srikrishna Committee
20. One question on feature of PMJDY account
21. Availability of cash – POS (Point of Sale)
22. Word ‘banking’ defined in which act – Section 5(b) of the Banking Regulation Act, 1949
23. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) budget – Rs. 5300 crore
24. Money market instruments – commercial paper
25. Vansda National Park located in – Gujarat
26. Apart from savings account what type of account can have balance upto 1lakh in payment banks- Current Account
27. Which does not come under payment bank? - issue credit cards
28. Subsidy offered on interest rates is known as – Interest subvention
29. Ownership/Voting right for Payments Bank capped at 10% can be extended up to what percentage – 26%
30. One person can obtain loan from one bank and he can again go for loan in other bank is called which type of financing or banking -
31. Which loans can be transferred under priority sector lending?
32. International transaction between two individuals present in different countries is known as – Cross Border Payment.
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